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Easy online shopping for the best home loan programs available. View current rates and terms, find an experienced lender and when you're ready, apply online.

Buying, building or refinancing a home?

Our experienced lenders will help you with...

  • Free pre-approvals - Shop for your home knowing that you can afford the mortgage.
  • Quick answers - In most cases we can get your mortgage approved within days.
  • In-house servicing – You'll always have access to a real live person to answer any questions or help you throughout the life of your loan.

You can apply online now or speak to a lender if you have any questions.

We offer a variety of Mortgage Loan Calculators to help you figure out how much house you can afford or your monthly mortgage payment.


Mortgage Options

15-20-30 Year Fixed Rate Mortgages

With fixed-rate mortgages, your interest rate and your total monthly payment will stay the same for the entire term of the loan. That predictability makes it easier to set your budget. There are a variety of repayment terms available, with 15, 20 and 30 year fixed-rate mortgages being the most popular. A lender will help you determine which program best meets your needs. 

View the current Fixed Mortgage rates for additional terms and disclosures.


Adjustable Rate Mortgages (ARM)

ARMs are fixed for a short period, usually one or three years and then the rate and payment adjust annually based on an index for the remainder of the term. The rates for ARMs are lower than those for fixed rate mortgages.

This mortgage solution offers an annual and life-of-loan maximum rate adjustment protection.

 View the current Adjustable Mortgage rates for additional terms and disclosures.


Lot Loans

If you're looking to purchase land to build a home on, we can help. Ask a Lender how we can help make your dream home a reality.


Construction Loans

Building a new home? We can help you finance the initial construction process. During the construction phase, you'll pay interest only on the amount drawn on your loan. Once the home is built, the loan is modified to a mortgage.



The Wisconsin Housing and Economic Development Authority (WHEDA) provides low-cost, fixed interest rate mortgages to low- and moderate-income individuals and families to purchase their home. Visit the WHEDA website for more information on purchase price and household income limits as they apply to this loan product.


Investment Property Mortgages

Considering the investment of a residential investment property? If so, we offer many competitive loan products to help you realize your dream and improve your cash flow.