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Easy online shopping for the best home loan programs available. View current rates and terms, find an experienced lender and when you're ready, apply online.

Mortgage and Home Equity Rates

15-20-30 Year Fixed Rate Mortgages

View our current rates and calculate payments for our 15, 20, and 30 year Fixed Rate Mortgages. You can apply online now to get your application started or contact any of our loans officers. 

 

Adjustable Rate Mortgages (ARM)

We offer 1st and 2nd lien Adjustable Rate Mortgages. You can apply online now to get your application started or contact any of our loans officers.

 

Home Equity Line of Credit

Loan To Value (LTV) Loan Amount Variable Interest Rate Annual Percentage Rate (APR)
60% 1 $10,000 to $24,999 Prime Minus 0.25% 4.00%
$25,000 to $49,999 Prime Minus 0.50% 4.00%
$50,000 to $99,999 Prime Minus 0.75% 4.00%
$100,000 and above Prime Minus 1.00% 4.00%
80% 2 $10,000 to $24,999 Prime Plus 0.25% 4.50%
$25,000 to $49,999 Prime Plus 0.00% 4.50%
$50,000 to $99,999 Prime Minus 0.25% 4.50%
$100,000 and above Prime Minus 0.50% 4.50%

This is a sample APR. The actual APR of your loan or line may be different based on the amount requested, loan to value, and your credit history.

 

1 Advertised APR available on loans up to 60% Total Loan-To-Value and a credit score of 700 or higher. Five-year initial term. The Index is the lowest Prime Rate published in the Wall Street Journal “Money Rates” table on the 3rd Tuesday of the 2nd month before each subsequent change, currently 4.00% as of 03/21/17, minus an additional margin of 0.25% to 1.00% determined by your loan amount, or the floor rate for a 60% HELOC (currently 4.00%), whichever is higher. Payments are interest only during the draw period with any outstanding balance at maturity due in full at that time. Your rate will not exceed 18.00%. Offered rate is subject to credit approval and accepted terms. The collateral must be your primary residence and have hazard insurance. Fees may range from $12.00 to $650.00. Loan is subject to a $50 annual fee after the first year. Offer may be withdrawn at any time. Other restrictions may apply.

2 Advertised APR available on loans up to 80% Total Loan-To-Value and a credit score of 700 or higher. Five-year initial term. The Index is the lowest Prime Rate published in the Wall Street Journal “Money Rates” table on the 3rd Tuesday of the 2nd month before each subsequent change, currently 4.00% as of 03/21/17, plus or minus an additional margin of 0.25% to 0.50% determined by your loan amount, or the floor rate for an 80% HELOC (currently 4.50%), whichever is higher. Payments are interest only during the draw period with any outstanding balance at maturity due in full at that time. Your rate will not exceed 18.00%. Offered rate is subject to credit approval and accepted terms. The collateral must be your primary residence and have hazard insurance. Fees may range from $12.00 to $650.00. Loan is subject to a $50 annual fee after the first year. Offer may be withdrawn at any time. Other restrictions may apply.

Visit any of our convenient locations or contact any of our loan officers.

Fixed Home Equity Loans

Visit any of our convenient locations or contact any of our loan officers to hear about our current Home Equity Loan rates.

Construction Loans

We offer a variety of Construction Loan options. Contact a loan officer today to find the right option for you.

 

Lot Loans

We offer a variety of Lot Loan options. Contact a loan officer today to find the right option for you.

 

WHEDA

To see the most current WHEDA rates, visit the WHEDA website. You can apply online now to get your application started or contact any of our loans officers.