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Our experienced Lenders will help you find the right loan program for you.

Home Equity Loans

Updating your home, consolidating bills, investment opportunities, or paying school tuition are just a few of the many things you might use a Home Equity Loan or Line of Credit to finance. And since the loan is secured by the equity in your home, the interest you pay may be tax deductible. Consult your tax advisor for more information. View the Home Equity rates for additional terms and disclosures.

 

Home Equity Line of Credit

A line of credit gives you access to cash when you need. Apply only once and use it over and over:

  • Minimum credit line is $10,000
  • Instant access by writing a check anytime you like (subject to terms of your line)
  • Borrow up to 85% of the appraised value of your home minus the balance of your first mortgage
  • Low payments (Interest only or monthly payments of 1½ % of the loan balance)
  • No points. No application fee. No prepayment penalty
  • A small annual fee may apply

 

Fixed Rate Home Equity Loan

A fixed rate home equity loan is a good choice if you need money for a one-time expense. 

  • Borrow a lump sum at a fixed interest rate
  • Terms range from 3 to 10 years, amortized for up to 10 years
  • Borrow up to 85% of the appraised value of your home minus the balance of your first mortgage
  • No points. No application fee. No prepayment penalty
  • Minimal closing costs