Put higher balances to work and earn interest at a higher rate, while still enjoying easy access to your money - Open your account with $1,000 or more and enjoy these benefits:
- Higher interest rates as your savings grow
- Free E-statements
- Free Mobile Banking and Text Alerts (Standard message and data rates may apply)
- Free Automated Telephone Banking
- Free direct deposit
- Unlimited deposits and in-person withdrawals
- Free convenience checks for added access (federal check limits apply)
- FDIC insurance up to the full legal limit
||Money Market Savings
|Minimum balance to open
|Minimum balance to avoid fees*
($10 per month if not maintained)
|Tiered interest rates earned based on daily account balance
Interest accrued daily and credited to the account monthly
|Free ATM Card
ATM transactions free at any Citizens Bank ATM. $2.00 fee applies to transactions done at an ATM owned by another financial institution.
- for free!
*If balance falls below $100 and has not been used for a period of one year or more, the account will be assessed a $6.00 inactive fee. This fee is charged quarterly on January 1, April 1, July 1 and October 1, except on custodial accounts.
Note: Federal Reserve Regulation D limits the total number of withdrawals made by check and telephone, online banking and overdraft protection, as well as preauthorized withdrawals (including card based purchases, automatic transfers and wire transfers) to six (6) per calendar month for savings and money market accounts.