Enjoy the many advantages of having a checking account with Citizens Bank.
Free Visa® Debit Card
Free ATM access at any Citizens Bank ATM
Free NetTeller (online banking)
Free online Bill Payer
Free Mobile App
Free E-Notices and Text Alerts (Standard message and data rates may apply)
Free Telephone Banking
Unlimited check writing
Unlimited deposits and withdrawals
Add on these optional services to make your account even better...
Balance Maintenance Sweeps will give you more time to do what you do best ... MAKE MONEY. Set up a predetermined "ceiling" limit, and excess money is automatically transferred or "swept" from your checking account into an investment account. Conversely, when your checking account reaches a predetermined "floor" limit, money "sweeps" from the investment account into the checking account.
Overdraft Protection available as a sweep or line of credit
ACH Manager to help you set up and manage incoming and outgoing ACH payments
Remote Deposit so you can deposit checks without ever leaving your office
Merchant Card Services to increase your sales by accepting credit card payments from your customers
When you are ready to open your account, visit any of our convenient locations to speak with a Personal Banker.
Start-up or low-volume businesses
Companies that have a complete banking relationship
Non-corporation businesses wanting interest and rewards on higher balances
Businesses that want an earnings credit to offset fees
Non-profit groups and churches
Minimum Deposit to Open
Minimum Balance or Relationship (to avoid maintenance fee)
$10,000 in total average collected business deposits or $50,000 in total business loan balance
$25,000 in total average collected business deposits or $100,000 in total business loan balance
Yes, on balances of $1,000 or more
Up to 25 debit transactions free per statement cycle
No account transaction limits, plus ear $0.10 per signature debit card purchase3
No account transaction limits, plus earn $0.25 per signature debit card purchase3
Free paper statement mailed each statement cycle
Up to $50 off first order
Up to $50 off first order
Avoidable Maintenance Fee per Statement Cycle2
$0.15 per debit transaction over 25 per statement cycle
$20 maintenance fee per statement cycle2, plus $0.15 per debit transaction
1Availability of the Advantage Plus account is limited to sole proprietorships, non-profit organizations operated mainly for religious, philanthropic, charitable, political or similar purposes, government units and funds held in fiduciary capacity.
2Maintenance fee waived on the first statement cycle the account is open.
3Advantage account: Earn $0.10 per signature debit card purchase up to a limit of $10 per statement cycle. Advantage Plus account: Earn $0.25 per signature debit card purchase up to a limit of $15 per statement cycle.