ONLINE BANKING

 

Contact a Business Banker

Our experienced Business Bankers will help you find the banking solutions that work best for your business needs. 

All your card needs in once convenient place

Credit Cards

Our Visa® Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits including EMV smart chip technology.

Learn More or Apply Now

 

ENJOY A LONGER INTRO RATE

Visa Business Card

  • Extended introductory offer
  • Save on interest and pay down your other credit card balances faster

 

EARN VALUABLE REWARDS

Visa Business Cash Card

  • Earn 3% cash back on office supply store net purchases, and phone and internet services
  • Earn 2% cash back on restaurant and gas net purchases and 1% on all other net purchases
  • $25 cash back after your first purchase

Visa Business Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically1
  • $25 cash back after your first purchase

Visa Business Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically2
  • $50 cash back after your first purchase
  • Low annual fee

 

CORPORATIONS, NON-PROFITS, AND MUNICIPALITIES

Visa Signature Business Company Card

  • Designed for corporations with $1 Million to $10 Million in annual revenue, this card offers large credit lines, a valuable reward program, no annual fee and corporate liability
  • Contact a Business Banker to learn more

Visa CommUNITY Card

  • Designed for non-profits and municipalities, this card helps streamline spending, provides a valuable reward program, no annual fee and corporate liability
  • Contact a Business Banker to learn more

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

The creditor and issuer of these Cards is Élan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.

 

VISA® Debit Card

A VISA® Business Debit Card gives you the flexibility you need for cash withdrawals, deposits, transfers and everyday business purchases. Transactions are automatically deducted from your business checking account. Use it everywhere that VISA credit cards are accepted or at any Citizens Bank ATM.

Transactions allowed with a VISA Debit Card include:

  • Make a purchase in person, on the computer, over the phone or by mail
  • Check your balance at ATMs worldwide
  • Make withdrawals or deposits to your checking or savings accounts at worldwide ATM locations

Transactions conducted at Citizens Bank ATM locations are always free. We have an ATM at every branch, plus a freestanding ATM at the D. N. Greenwald Center.

You can also access over 800 customer surcharge free ATMs throughout Wisconsin and Minnesota with the ATM Access network. A $2.00 transaction fee will apply at all non-Citizens Bank terminals.

If your ATM or Debit card gets lost or stolen, please report it immediately by calling 866-546-8273.

To have your card unblocked if it was previously blocked by for potential fraud:

  • During business hours of 8:30am to 5pm – Monday to Friday, call the bank at 262-363-6500 and ask for Accounting.
  • After business hours and on weekends, please call 800-411-8498 (for domestic) or 1-206-352-3516 (collect for international).

You can activate your card or change the PIN by calling 844-228-9520.

See a Personal Banker to apply.

 

Mastercard® Prepaid/Gift Cards

The MasterCard® Gift Card is the ideal reward or incentive for your employees. Recipients can choose their perfect gift themselves—from clothes to movie tickets to dinner and more. Plus it's safer than cash.

The card is welcome everywhere MasterCard is accepted world-wide and available in any denomination between $10 and $750.

A lost or stolen Gift Card can be replaced if the account number is available. (Some restrictions apply.)

Purchase a MasterCard Gift Card at any Citizens Bank location.

Processing fee: $5.00 for card amounts of $10-$750. The MasterCard Gift Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms, conditions and fees are applied to Gift Cards. The complete terms and conditions are available for review.

 

Merchant Credit and Debit Card Processing

Citizens Bank partners with Security Card Services to provide your business with the ability to accept VISA®, MasterCard®, Discover® and American Express® credit or debit card payments from your customers. Improve cash flow by ensuring faster check out times, higher ticket averages, fraud reduction and timely automatic deposits to your checking account.

In addition to credit and debit card acceptance, you can choose from a variety of optional features, such as...

  • Gift Cards
  • Electronic Check Conversion
  • Wireless solutions, including Mobile Pay Web and Mobile Pay App
  • Contact-less Payments
  • Internet Services
  • Electronic Benefits Transfer
  • Fleet Cards
  • Purchase Cards
  • Payroll Services

Specific program details and pricing vary. Set-up time is typically 5-10 days from the date of application.

Contact a Business Banker for more details.