Loan Rates

Interest Rates current as of July 28, 2014

Clink on the links below to find out more about each Account’s Interest Rates.
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Home Equity Line Of Credit

Home Equity Line Of Credit - Minimize (–)

Loan Type  Interest Rate  Points 
80% LTV or Less  Please contact a Loan Officer 

Notes:
LTV = Loan-to-Value
Loan rates are based upon The Wall Street Journal prime rate and are further determined by the loan to value and credit score of the borrowers. Please contact a loan officer for more details on rates and fees.

This information is provided and distributed only to assist real estate professionals and is not intended to extend consumer credit as defined by Section 226.24 of Regulation Z.

Rates and terms are subject to change at any time without notice.

New and Used Vehicle Loans

New and Used Vehicle Loans - Minimize (–)

Model Year  Term &
Payments 
Monthly
Payment 
Interest
Rate 
APR* 
New Vehicles  36 Months  $537.46  4.75%  5.012% 
New Vehicles  48 Months  $413.71  4.90%  5.119% 
New Vehicles  60 Months  $341.33  5.20%  5.396% 
2012 & 2013  Up to 48 Months  $416.57  5.25%  5.590% 
2010 & 2011  Up to 48 Months  $420.67  5.75%  6.097% 
2008 & 2009  Up to 36 Months  $551.68  6.50%  6.943% 
2006 & 2007  Up to 30 Months  $655.77  7.00%  7.517% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
New vehicles: Amortized over length of loan, $18,000 loan, 20% down, $50 fee. Used vehicles: Amortized over length of loan, $18,000 loan, minimum 25% down or 75% of NADA "clean retail value" if already owned, $50 fee. Vehicles older than 2006 are considered exceptions and rate of 9.00% applies. Term should not exceed 2 years.

Boat and Motorcycle Loans

Boat and Motorcycle Loans - Minimize (–)

Model Year  Term &
Payments 
Monthly
Payment 
Interest
Rate 
APR* 
New  36 Months  $547.59  6.00%  6.283% 
New  48 Months  $424.80  6.25%  6.492% 
Used - 1 to 5 Years Old  36 Months  $557.85  7.25%  7.555% 
Used - 1 to 5 Years Old  48 Months  $437.32  7.75%  8.017% 
Used - 6 to 10 Years Old  24 Months  $818.20  8.50%  8.917% 
Used - 6 to 10 Years Old  36 Months  $573.54  9.00%  9.337% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
Amortized over length of loan, $18,000 loan, 25 - 33% down based on age of vehicle and a finance charge of $50. Payments made on the 1st of the month.

Camper, Jet Ski, Snowmobile and ATV Loans

Camper, Jet Ski, Snowmobile and ATV Loans - Minimize (–)

Model Year  Term &
Payments 
Monthly
Payment 
Interest
Rate 
APR* 
New  48 Months  $242.66  7.50%  7.579% 
Used  36 Months  $319.14  9.00%  9.487% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
Amortized over length of loan, $10,000 loan, 33% down and finance charges of $50. Payments made on the 1st of the month.

Student Loans

Student Loans - Minimize (–)

Notes:
Please click here to go to Great Lakes Higher Education Corp for information regarding PLUS and STAFFORD loans. Citizens Bank of Mukwonago's lender number is 819105