Loan Rates

Interest Rates current as of May 12, 2008

Clink on the links below to find out more about each Account’s Interest Rates.
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Fixed Rate Home Equity Loans

Fixed Rate Home Equity Loans - Minimize (–)

Loan Type  Loan-to-value  Number of
Monthly
Payments 
Payment
Amount 
Interest
Rate 
APR* 
3 - Year Balloon  80% or less  36  $237.40  6.75%  6.864% 
4 - Year Balloon  80% or less  48  $240.02  7.00%  7.092% 
5 - Year Balloon  80% or less  60  $242.13  7.25%  7.330% 
6 - 10 Year Balloon  80% or less  72 - 120  $245.84  7.75%  7.813% 
3 - Year Balloon  81% - 90%  36  $247.97  7.75%  7.865% 
4 - Year Balloon  81% - 90%  48  $250.65  8.00%  8.093% 
5 - Year Balloon  81% - 90%  60  $252.81  8.25%  8.331% 
6 - 10 Year Balloon  81% - 90%  72 - 120  $256.61  8.75%  8.814% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
A 10-year amortization, $20,000 loan with 0 (zero) points, 20% down and finance charges of $55.00. Payments made on the 1st of the month.

This information is provided and distributed only to assist real estate professionals and is not intended to extend consumer credit as defined by Section 226.6 of Regulation Z.

Interest Rates and terms are subject to change at any time without notice.

Home Equity Line Of Credit

Home Equity Line Of Credit - Minimize (–)

Loan Type  Interest Rate  Points 
80% LTV or Less  Prime + 0.50% 
81% - 90% LTV  Prime + 1.50% 

Notes:
LTV = Loan-to-Value
Loan rates are based upon The Wall Street Journal prime rate.

This information is provided and distributed only to assist real estate professionals and is not intended to extend consumer credit as defined by Section 226.6 of Regulation Z.

Rates and terms are subject to change at any time without notice.

New and Used Vehicle Loans

New and Used Vehicle Loans - Minimize (–)

Model Year  Term &
Payments 
Monthly
Payment 
Interest
Rate 
APR* 
New Vehicles  36 Months  $561.16  6.75%  6.885% 
New Vehicles  48 Months  $438.59  7.00%  7.138% 
New Vehicles  60 Months  $368.44  7.50%  8.640% 
2007 & 2008  48 Months  $444.95  7.50%  7.638% 
2007 & 2008  60 Months  $372.79  7.75%  7.891% 
2005 & 2006  Up to 48 Months  $447.08  7.75%  7.888% 
2003 & 2004  Up to 36 Months  $573.67  8.00%  8.136% 
2001 & 2002  Up to 36 Months  $575.77  8.25%  8.386% 
1999 & 2000  Up to 24 Months  $829.82  8.75%  8.883% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
Amortized over length of loan, $18,000 loan, 20 - 33% down based on age of vehicle and finance charges of $1.00/month. Payments made on the 1st of the month.

Boat and Motorcycle Loans

Boat and Motorcycle Loans - Minimize (–)

Model Year  Term &
Payments 
Monthly
Payments 
Interest
Rate 
APR* 
New  36 Months  $569.48  8.00%  8.136% 
New  48 Months  $447.08  8.25%  8.389% 
Used - 1 to 5 Years Old  36 Months  $579.98  9.25%  9.387% 
Used - 1 to 5 Years Old  48 Months  $460.02  9.75%  9.989% 
Used - 6 to 10 Years Old  24 Months  $840.25  10.50%  10.663% 
Used - 6 to 10 Years Old  36 Months  $599.19  11.50%  11.639% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
Amortized over length of loan, $18,000 loan, 25 - 33% down based on age of vehicle and finance charges of $1.00/month. Payments made on the 1st of the month.

Camper, Jet Ski, Snowmobile and ATV Loans

Camper, Jet Ski, Snowmobile and ATV Loans - Minimize (–)

Model Year  Term &
Payments 
Monthly
Payments 
Interest
Rate 
APR* 
New  48 Months  $379.95  9.25%  9.501% 
Used  36 Months  $494.17  10.75%  10.998% 

Notes:
* The Annual Percentage Rate (APR) is based on the following:
Amortized over length of loan, $15,000 loan, 33% down and finance charges of $1.00/month. Payments made on the 1st of the month.

Student Loans

Student Loans - Minimize (–)

Notes:
Please click here to go to Great Lakes Higher Education Corp for information regarding PLUS and STAFFORD loans. Citizens Bank of Mukwonago's lender number is 819105