Item	Charge
Effective: May 1, 2007
American Express - Regular Traveler's Checks
Deposit customers	no charge
Non-customers	$1.00/$100.00
American Express - Traveler's Checks for Two
Deposit customers	$1.00/$100.00
Non-customers	$2.00/$100.00
American Express – Gift Checks
In $25, $50, or $100 denominations	$2.50/check
Bond of indemnity (cashier's checks, money orders and certificates of deposit)	$26.00/item
Cashier's checks (bank customers only)	$1.00/item
CDRom Fee	$20.00 per disc
Coin counting (non-customers only)	10% of total
Large item returned ($2,500 and over)	$10.00/item
Overdraft items	$26.00/item
Personal money orders	$1.00/item
Research time - half hour minimum	$20.00/hour
Replace ATM card	$5.00/ 1st card $10.00/ 2nd card $15.00/ 3rd + cards
Return item Fee (under $2,500)	$6.00/item
Safe Deposit Boxes	$20.00 - $75.00/year
Stop payment request	$26.00/item
Transaction fee at ATMs outside the ATM Access or Select ATM Networks	$.75/item
Wires, outgoing
Domestic (customer)	$15.00/wire
International (customer)	$50.00/wire
Domestic (non-customer, cash only)	$35.00/wire
International (non-customer, cash only)	$55.00/wire
Wires, incoming
Domestic (customer)	no charge
International (customer)	no charge
Domestic (non-customer)	$15.00/wire
International (non-customer)	$15.00/wire
NOTE: The above list represents the fees for frequently used services. A complete list of fees will be provided upon request.