Deposit Rates

Interest Rates current as of June 5, 2014

Clink on the links below to find out more about each Account’s Interest Rates.
Expand (+) | Minimize (–)

Personal Checking Accounts

Personal Checking Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Advantage Checking  none  none  N/A 
Advantage Plus Checking  $1,000  0.08%  0.08% 
Smart Start Checking  none  none  N/A 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Money Market Accounts

Personal Money Market Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Personal Money Market Tier 1  $999.99 or Less  0.05%  0.05% 
Personal Money Market Tier 2  $1,000-$9,999.99  0.10%  0.10% 
Personal Money Market Tier 3  $10,000-$24,999.99  0.15%  0.15% 
Personal Money Market Tier 4  $25,000 and over  0.20%  0.20% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Savings Accounts

Personal Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Advantage Savings Tier 1  under $5,000  0.05%  0.05% 
Advantage Savings Tier 2  $5,000 and over  0.10%  0.10% 
Christmas Club  $1 or more  0.05%  0.05% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Certificates Of Deposit

Personal Certificates Of Deposit - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Flexible Add-On  $250  0.20%  0.20% 
8-Month CD Special  $5,000  0.35%  0.35% 
15-Month CD Special  $5,000  0.60%  0.60% 
3-Month  $1,000  0.10%  0.10% 
  $10,000  0.15%  0.15% 
  $25,000  0.20%  0.20% 
6-Month  $1,000  0.15%  0.15% 
  $10,000  0.25%  0.25% 
  $25,000  0.35%  0.35% 
12-Month  $1,000  0.25%  0.25% 
  $10,000  0.40%  0.40% 
  $25,000  0.55%  0.55% 
24-Month  $1,000  0.50%  0.50% 
  $10,000  0.70%  0.70% 
  $25,000  0.75%  0.75% 
36-Month  $1,000  0.55%  0.55% 
  $10,000  0.85%  0.85% 
  $25,000  0.90%  0.90% 
48-Month  $1,000  0.90%  0.90% 
  $10,000  1.09%  1.10% 
  $25,000  1.14%  1.15% 

*APY = Annual Percentage Yield
Early withdrawal penalty may apply.
Rates may change at any time.
Fees may reduce earnings.

IRA Accounts

IRA Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Fixed Rate 1-Month  $250  0.10%  0.10% 
Fixed Rate 6-Month  $500  0.35%  0.35% 
Fixed Rate 1-Year  $500  0.55%  0.55% 
Fixed Rate 2-Year  $500  0.75%  0.75% 
Fixed Rate 3-Year  $500  0.90%  0.90% 
Fixed Rate 4-Year  $500  1.14%  1.15% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Checking Accounts

Business Checking Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Regular Business Checking  none  none  N/A 
Business Advantage Checking  none  none  N/A 
Busness Advantage Plus Checking  $1,000  0.08%  0.08% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Money Market Accounts

Business Money Market Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Business Money Market Tier 1  $999.99 or Less  0.05%  0.05% 
Business Money Market Tier 2  $1,000-$9,999.99  0.10%  0.10% 
Business Money Market Tier 3  $10,000-$24,999.99  0.15%  0.15% 
Business Money Market Tier 4  $25,000 and over  0.20%  0.20% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Savings Accounts

Business Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Business Advantage Savings Tier 1  under $5,000  0.05%  0.05% 
Business Advantage Savings Tier 2  $5,000 and over  0.10%  0.10% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Certificates Of Deposit

Business Certificates Of Deposit - Minimize (–)

Rates are the same as the Personal Certificates of Deposit.

*APY = Annual Percentage Yield
Early withdrawal penalty may apply.
Rates may change at any time.
Fees may reduce earnings.

Health Savings Accounts

Health Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Health Savings Account Tier 1  $99.99 or Less  0.05%  0.05% 
Health Savings Account Tier 2  $100 - $9,999.99  0.10%  0.10% 
Health Savings Account Tier 3  $10,000 - $24,999.99  0.15%  0.15% 
Health Savings Account Tier 4  over $25,000  0.20%  0.20% 

* APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.