Deposit Rates

Interest Rates current as of October 20, 2009

Clink on the links below to find out more about each Account’s Interest Rates.
Expand (+) | Minimize (–)

Personal Checking Accounts

Personal Checking Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Checking  none  none  N/A 
E-NOW Checking  $750  .20%  .20% 
Free Checking  none  none  N/A 
Interest Advantage Checking  $750  0.15%  0.15% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Money Market Accounts

Personal Money Market Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Personal Money Market Tier 1  under $1,000  0.30%  0.30% 
Personal Money Market Tier 2  $1,000 - $10,000  0.40%  0.40% 
Personal Money Market Tier 3  $10,000 - $25,000  0.80%  0.80% 
Personal Money Market Tier 4  $25,000 and over  1.00%  1.00% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Savings Accounts

Personal Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Savings Tier 1  under $5,000  0.25%  0.25% 
E-Savings Tier 2  over $5,000  0.35%  0.35% 
Statement Savings Tier 1  under $5,000  0.20%  0.20% 
Statement Savings Tier 2  over $5,000  0.30%  0.30% 
Christmas Club  $1 or more  0.30%  0.30% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Certificates Of Deposit

Personal Certificates Of Deposit - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Flexible Add-On  $250  1.14%  1.15% 
8-Month CD Special  $5,000  1.54%  1.55% 
15-Month CD Special  $5,000  1.93%  1.95% 
3-Month  $1,000  0.75%  0.75% 
  $10,000  0.90%  0.90% 
  $25,000  1.05%  1.05% 
6-Month  $1,000  0.85%  0.85% 
  $10,000  1.24%  1.25% 
  $25,000  1.39%  1.40% 
12-Month  $1,000  1.19%  1.20% 
  $10,000  1.74%  1.75% 
  $25,000  1.88%  1.90% 
24-Month  $1,000  1.34%  1.35% 
  $10,000  2.03%  2.05% 
  $25,000  2.13%  2.15% 
36-Month  $1,000  1.83%  1.85% 
  $10,000  2.23%  2.25% 
  $25,000  2.33%  2.35% 
48-Month  $1,000  2.33%  2.35% 
  $10,000  2.52%  2.55% 
  $25,000  2.62%  2.65% 

*APY = Annual Percentage Yield
Early withdrawal penalty may apply.
Rates may change at any time.
Fees may reduce earnings.

IRA Accounts

IRA Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Fixed Rate 1-Month  $250  0.40%  0.40% 
Fixed Rate 6-Month  $500  1.39%  1.40% 
Fixed Rate 1-Year  $500  1.88%  1.90% 
Fixed Rate 2-Year  $500  2.13%  2.15% 
Fixed Rate 3-Year  $500  2.33%  2.35% 
Variable Rate 18-Month  $100  0.44%  0.44% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Checking Accounts

Business Checking Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Checking Business  none  none  N/A 
Regular Business Checking  none  none  N/A 
Interest Advantage Business Checking  $750  0.15%  0.15% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Money Market Accounts

Business Money Market Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Business Money Market Tier 1  under $1,000  0.30%  0.30% 
Business Money Market Tier 2  $1,000 - $10,000  0.40%  0.40% 
Business Money Market Tier 3  $10,000 - $25,000  0.80%  0.80% 
Business Money Market Tier 4  $25,000 and over  1.00%  1.00% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Savings Accounts

Business Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Savings Tier 1  under $5,000  0.25%  0.25% 
E-Savings Tier 2  over $5,000  0.35%  0.35% 
Statement Savings Tier 1  under $5,000  0.20%  0.20% 
Statement Savings Tier 2  over $5,000  0.30%  0.30% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Certificates Of Deposit

Business Certificates Of Deposit - Minimize (–)

Rates are the same as the Personal Certificates of Deposit.

*APY = Annual Percentage Yield
Early withdrawal penalty may apply.
Rates may change at any time.
Fees may reduce earnings.

Health Savings Accounts

Health Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Health Savings Account Tier 1  under $100  0.40%  0.40% 
Health Savings Account Tier 2  $100 - $10,000  0.40%  0.40% 
Health Savings Account Tier 3  $10,000 - $25,000  0.80%  0.80% 
Health Savings Account Tier 4  over $25,000  1.00%  1.00% 

* APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.