Deposit Rates

Interest Rates current as of May 6, 2008

Clink on the links below to find out more about each Account’s Interest Rates.
Expand (+) | Minimize (–)

Personal Checking Accounts

Personal Checking Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Checking  none  none  N/A 
E-NOW Checking  $750  .60%  .60% 
Free Checking  none  none  N/A 
Interest Advantage Checking  $750  0.50%  0.50% 
Image Checking  none  none  N/A 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Money Market Accounts

Personal Money Market Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Personal Money Market Tier 1  under $1,000  0.50%  0.50% 
Personal Money Market Tier 2  $1,000 - $10,000  1.34%  1.35% 
Personal Money Market Tier 3  $10,000 - $25,000  2.33%  2.35% 
Personal Money Market Tier 4  $25,000 and over  2.57%  2.60% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Savings Accounts

Personal Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Savings Tier 1  under $5,000  .55%  .55% 
E-Savings Tier 2  over $5,000  .65%  .65% 
Statement Savings Tier 1  under $5,000  .50%  .50% 
Statement Savings Tier 2  over $5,000  .60%  .60% 
Christmas Club  $1 or more  .50%  .50% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Personal Certificate Of Deposit

Personal Certificate Of Deposit - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
12-Month Add on  $250  2.37%  2.40% 
8-Month CD Special  $5,000  2.96%  3.00% 
15-Month CD Special  $5,000  3.20%  3.25% 
3-Month  $1,000  2.33%  2.35% 
  $10,000  2.67%  2.70% 
  $25,000  2.72%  2.75% 
6-Month  $1,000  2.33%  2.35% 
  $10,000  2.67%  2.70% 
  $25,000  2.76%  2.80% 
12-Month  $1,000  2.42%  2.45% 
  $10,000  2.96%  3.00% 
  $25,000  3.20%  3.25% 
24-Month  $1,000  2.57%  2.60% 
  $10,000  3.20%  3.25% 
  $25,000  3.45%  3.50% 
36-Month  $1,000  2.76%  2.80% 
  $10,000  3.14%  3.50% 
  $25,000  3.69%  3.75% 
48-Month  $1,000  3.69%  3.75% 
  $10,000  3.69%  3.75% 
  $25,000  3.93%  4.00% 

*APY = Annual Percentage Yield
Early withdrawal penalty may apply.
Rates may change at any time.
Fees may reduce earnings.

Personal IRA Accounts

Personal IRA Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Fixed Rate 1-Month  $250  .75%  .75% 
Fixed Rate 1-Year  $500  3.01%  3.05% 
Fixed Rate 2-Year  $500  3.25%  3.30% 
Fixed Rate 3-Year  $500  3.49%  3.55% 
Variable Rate 18-Month  $100  1.95%  1.97% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Checking Accounts

Business Checking Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Checking Business  none  none  N/A 
Regular Business Checking  none  none  N/A 
Interest Advantage Business Checking  $750  0.50%  0.50% 
Image Checking Business  none  none  N/A 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Money Market Accounts

Business Money Market Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Business Money Market Tier 1  under $1,000  0.50%  0.50% 
Business Money Market Tier 2  $1,000 - $10,000  1.34%  1.35% 
Business Money Market Tier 3  $10,000 - $25,000  2.33%  2.35% 
Business Money Market Tier 4  $25,000 and over  2.57%  2.60% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Savings Accounts

Business Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
E-Savings Tier 1  under $5,000  .55%  .55% 
E-Savings Tier 2  over $5,000  .65%  .65% 
Statement Savings Tier 1  under $5,000  .50%  .50% 
Statement Savings Tier 2  over $5,000  .60%  .60% 

*APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.

Business Certificates Of Deposit

Business Certificates Of Deposit - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
12-Month Add on  $250  2.37%  2.40% 
8-Month CD Special  $5,000  2.96%  3.00% 
15-Month CD Special  $5,000  3.20%  3.25% 
3-Month  $1,000  2.33%  2.35% 
  $10,000  2.67%  2.70% 
  $25,000  2.72%  2.75% 
6-Month  $1,000  2.33%  2.35% 
  $10,000  2.67%  2.70% 
  $25,000  2.76%  2.80% 
12-Month  $1,000  2.42%  2.45% 
  $10,000  2.96%  3.00% 
  $25,000  3.20%  3.25% 
24-Month  $1,000  2.57%  2.60% 
  $10,000  3.20%  3.25% 
  $25,000  3.45%  3.50% 
36-Month  $1,000  2.76%  2.80% 
  $10,000  3.45%  3.50% 
  $25,000  3.69%  3.75% 
48-Month  $1,000  3.69%  3.75% 
  $10,000  3.69%  3.75% 
  $25,000  3.93%  4.00% 

*APY = Annual Percentage Yield
Early withdrawal penalty may apply.
Rates may change at any time.
Fees may reduce earnings.

Health Savings Accounts

Health Savings Accounts - Minimize (–)

Account Type  Minimum Balance  Interest Rate  APY* 
Health Savings Account Tier 1  under $500  .75%  .75% 
Health Savings Account Tier 2  $500 - $10,000  1.74%  1.75% 
Health Savings Account Tier 3  $10,000 - $25,000  2.72%  2.75% 
Health Savings Account Tier 4  over $25,000  2.96%  3.00% 

* APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings.