Interest Rates current as of May 6, 2008

Clink on the links below to find out more about each Account’s Interest Rates.
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Personal Checking Accounts

Personal Checking Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  E-Checking  none  none  N/A  E-NOW Checking  $750  .60%  .60%  Free Checking  none  none  N/A  Interest Advantage Checking  $750  0.50%  0.50%  Image Checking  none  none  N/A  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Personal Money Market Accounts

Personal Money Market Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  Personal Money Market Tier 1  under $1,000  0.50%  0.50%  Personal Money Market Tier 2  $1,000 - $10,000  1.34%  1.35%  Personal Money Market Tier 3  $10,000 - $25,000  2.33%  2.35%  Personal Money Market Tier 4  $25,000 and over  2.57%  2.60%  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Personal Savings Accounts

Personal Savings Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  E-Savings Tier 1  under $5,000  .55%  .55%  E-Savings Tier 2  over $5,000  .65%  .65%  Statement Savings Tier 1  under $5,000  .50%  .50%  Statement Savings Tier 2  over $5,000  .60%  .60%  Christmas Club  $1 or more  .50%  .50%  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Personal Certificate Of Deposit

Personal Certificate Of Deposit - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  12-Month Add on  $250  2.37%  2.40%  8-Month CD Special  $5,000  2.96%  3.00%  15-Month CD Special  $5,000  3.20%  3.25%  3-Month  $1,000  2.33%  2.35%    $10,000  2.67%  2.70%    $25,000  2.72%  2.75%  6-Month  $1,000  2.33%  2.35%    $10,000  2.67%  2.70%    $25,000  2.76%  2.80%  12-Month  $1,000  2.42%  2.45%    $10,000  2.96%  3.00%    $25,000  3.20%  3.25%  24-Month  $1,000  2.57%  2.60%    $10,000  3.20%  3.25%    $25,000  3.45%  3.50%  36-Month  $1,000  2.76%  2.80%    $10,000  3.14%  3.50%    $25,000  3.69%  3.75%  48-Month  $1,000  3.69%  3.75%    $10,000  3.69%  3.75%    $25,000  3.93%  4.00%  *APY = Annual Percentage Yield Early withdrawal penalty may apply. Rates may change at any time. Fees may reduce earnings.

Personal IRA Accounts

Personal IRA Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  Fixed Rate 1-Month  $250  .75%  .75%  Fixed Rate 1-Year  $500  3.01%  3.05%  Fixed Rate 2-Year  $500  3.25%  3.30%  Fixed Rate 3-Year  $500  3.49%  3.55%  Variable Rate 18-Month  $100  1.95%  1.97%  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Business Checking Accounts

Business Checking Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  E-Checking Business  none  none  N/A  Regular Business Checking  none  none  N/A  Interest Advantage Business Checking  $750  0.50%  0.50%  Image Checking Business  none  none  N/A  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Business Money Market Accounts

Business Money Market Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  Business Money Market Tier 1  under $1,000  0.50%  0.50%  Business Money Market Tier 2  $1,000 - $10,000  1.34%  1.35%  Business Money Market Tier 3  $10,000 - $25,000  2.33%  2.35%  Business Money Market Tier 4  $25,000 and over  2.57%  2.60%  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Business Savings Accounts

Business Savings Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  E-Savings Tier 1  under $5,000  .55%  .55%  E-Savings Tier 2  over $5,000  .65%  .65%  Statement Savings Tier 1  under $5,000  .50%  .50%  Statement Savings Tier 2  over $5,000  .60%  .60%  *APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.

Business Certificates Of Deposit

Business Certificates Of Deposit - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  12-Month Add on  $250  2.37%  2.40%  8-Month CD Special  $5,000  2.96%  3.00%  15-Month CD Special  $5,000  3.20%  3.25%  3-Month  $1,000  2.33%  2.35%    $10,000  2.67%  2.70%    $25,000  2.72%  2.75%  6-Month  $1,000  2.33%  2.35%    $10,000  2.67%  2.70%    $25,000  2.76%  2.80%  12-Month  $1,000  2.42%  2.45%    $10,000  2.96%  3.00%    $25,000  3.20%  3.25%  24-Month  $1,000  2.57%  2.60%    $10,000  3.20%  3.25%    $25,000  3.45%  3.50%  36-Month  $1,000  2.76%  2.80%    $10,000  3.45%  3.50%    $25,000  3.69%  3.75%  48-Month  $1,000  3.69%  3.75%    $10,000  3.69%  3.75%    $25,000  3.93%  4.00%  *APY = Annual Percentage Yield Early withdrawal penalty may apply. Rates may change at any time. Fees may reduce earnings.

Health Savings Accounts

Health Savings Accounts - Minimize (–) Account Type  Minimum Balance  Interest Rate  APY*  Health Savings Account Tier 1  under $500  .75%  .75%  Health Savings Account Tier 2  $500 - $10,000  1.74%  1.75%  Health Savings Account Tier 3  $10,000 - $25,000  2.72%  2.75%  Health Savings Account Tier 4  over $25,000  2.96%  3.00%  * APY = Annual Percentage Yield Rates may change at any time. Fees may reduce earnings.