Mortgage Loans

Home ownership is perhaps the best investment most of us can make. In addition to the pride, and sense of freedom and accomplishment, home ownership provides tax deductions and adds stability to a community. Our goal is to help you realize the American dream of home ownership. We have been helping people realize this dream since 1892.

We have loans to help finance the purchase of your new home, refinance your existing home, or consolidate other loans you may have. In addition to attractive rates and terms, our loans have low closing costs.

Click here to view our current mortgage rates. The mortgage glossary of terms webpage may prove helpful. Contact us for more information or to apply for a loan.

We have two calculators that will help you in seeing How Much House You Can Afford and what kind of Mortgage Payment you could have.

Here are some of the mortgage products and services you'll find at Citizens Bank of Mukwonago.

Mortgage Products & Services

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Lot Loans

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If you're looking to purchase land to build your dream home, ask us how we can help. Citizens Bank of Mukwonago offers loans to help make your dream home a reality.

Construction Loans

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During the construction phase, you will pay interest only on the amount drawn on your loan. A good product to consider for your construction loan is an Adjustable Rate Mortgage (ARM). This loan gives you the convenience and savings of one closing that covers the construction of your primary or secondary home and provide permanent financing.

Adjustable Rate Mortgages (ARM)

Adjustable Rate Mortgages (ARM) - Minimize (–)

ARMs are fixed for a short period, usually one or three years and then the rate and payment adjust annually based on an index for the remainder of the term. The rates for ARMs are lower than those for fixed rate mortgages.

This mortgage product offers an annual and life-of-loan maximum rate adjustment protection.

An important part of the services offered by Citizens Bank of Mukwonago is the retention of servicing on all first lien mortgage loans.

15-20-30 Year Fixed Rate Mortgages

15-20-30 Year Fixed Rate Mortgages - Minimize (–)

The majority of people seeking to finance a home will choose a fixed rate loan. This product offers stability and security. Knowing what your monthly payment will be allows for budget planning and peace of mind. Citizens Bank of Mukwonago offers a variety of terms at competitive rates. A lender will help you determine which program best meets your needs.

An option offered by Citizens Bank of Mukwonago is the retention of servicing as well as escrowing on all first lien mortgage loans.

WHEDA

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If you are a first time home buyer, the Wisconsin Housing and Economic Development Authority (WHEDA) can help. Click WHEDA to take you to their website for more information on purchase price and household income limits as they apply to this loan product.

15-30 Year Jumbo Mortgages

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Jumbo loans are for the home buyer whose loan amount does not qualify them for conventional financing. Citizens Bank of Mukwonago offers several types of jumbo mortgage loans.

Investment Property Mortgages

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Does being a landlord interest you? If so, Citizens Bank of Mukwonago offers many competitive loan products to help you realize your dream and improve your cash flow.

Click on our mortgage rates to see our current rates. A mortgage glossary of terms may prove helpful. Contact us for more information or to apply for this loan.