Consumer & Home Equity Loans

When you need money to fund life's necessities and its luxuries, we're here to help you.

Citizens Bank of Mukwonago's experienced lenders will take the time to understand your financial wants and needs. That is why we offer the finest personal and professional service available. We believe in working with you, one on one, to find a loan package that meets your needs. With every loan we offer flexible financing, local decision making and quick turnaround time.

Consumer & Home Equity Loans

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Home Equity Financing

Home Equity Financing - Minimize (–)

Your home is your biggest asset. We offer you the opportunity to put the equity in your home to work for you. Updating your home, consolidating bills, investment opportunities, or paying school tuition are a few of the many important reasons to borrow. Choose a fixed rate Home Equity Loan or a variable rate Home Equity Line of Credit to meet your current needs. The Home Equity Loan gives you a lump sum for a major expenditure, and the Line of Credit makes cash available when you need it. Since a Citizens Bank of Mukwonago Equity Loan or Line of Credit is secured by your home, the interest you pay may be tax deductible. Consult your tax advisor regarding the deductibility of interest.

Fixed Rate Home Equity Loan

Fixed Rate Home Equity Loan - Minimize (–)

A fixed rate home equity loan is a good choice if you need money for a one-time expense. Terms range from three to five years amortized for up to 20 years.

  • You can borrow up to 85% of the appraised value of your home minus the balance of your first mortgage.
  • No points. No application fee. No prepayment penalty.
  • Minimal closing costs
  • Borrow a lump sum at a fixed interest rate with convenient terms.
Home Equity Lines of Credit

Home Equity Lines of Credit - Minimize (–)

Cash on hand, whenever you need it. With a Citizens Bank of Mukwonago Home Equity Line of Credit, you'll receive the advantages of a loan with the flexibility of a reusable line of credit. Apply only once and use it over and over:

  • You can borrow up to 85% of the appraised value of your home minus the balance of your first mortgage
  • Instant access by writing a check anytime you like (subject to terms of your line)
  • Save interest. Compare our low rate with your present credit cards. You'll find our variable rate much lower. Interest paid on a Home Equity Line of Credit loan may be tax deductible. Consult your tax advisor for more information.
  • Low payments –
    • Interest only or
    • monthly payments of 1½ % of the loan balance
  • No points. No application fee. No prepayment penalty
  • A small annual fee may apply
New & Used Vehicle Loans

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Dreaming about a different vehicle? We have financing for new current year models and older models too, with convenient terms.

Boat, Motorcycle, Camper, Jet Ski, Snowmobile & ATV Loans

Boat, Motorcycle, Camper, Jet Ski, Snowmobile & ATV Loans - Minimize (–)

Stop dreaming and start enjoying your leisure time with a recreational vehicle. Citizens Bank of Mukwonago has the financing to make your dream become a reality. We offer financing for all types of recreational vehicles so you can enjoy time on the lakes, campgrounds and trails, no matter the season.

Student Loans

Student Loans - Minimize (–)

In order to start the process for a student loan, complete the Free Application for Federal Student Aid (FAFSA) application. Click here to go to Great Lakes Higher Education Corporation for information regarding PLUS and STAFFORD loans.

Citizens Bank of Mukwonago's lender number is 819105.

Click on our loan rates to see our current Home Equity rates. Contact us for more information.